TERRY ANN KELLY

October 30, 2024

A memorial service will be held at Island Cremations on Friday, November 22. Family visitation will take place from 3:30 to 4:00 p.m., followed by a service from 4:00 to 5:00 p.m. Afterward, an open-house-style dinner will be hosted at the home of Jeanann and Brad, where family and friends are warmly invited to celebrate Terry’s life and the many memories she leaves behind.

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Terry Ann Kelly (Renfro), 64, passed away peacefully on October 30, 2024, surrounded by her family and loved ones.

Terry was born in Pensacola, Florida, and experienced life in many places as a child of a dedicated Navy officer. Her family eventually settled in Merritt Island, Florida, in 1975, where she graduated from Merritt Island High School with the class of 1977.

She built a meaningful career in the medical field, specializing in administrative and managerial roles. For the last decade, she was a valued medical biller and coder with Community Health Systems, known for her meticulous work and commitment to helping others.

Terry had a playful spirit and a love for games of chance—whether it was the Florida Lotto, poker games, arcades, or a classic scratch-off ticket, she always seemed to have a lucky touch. But above all, she cherished her family. Gathering for holidays, family game nights, and celebrations brought her the greatest joy, and she found true happiness in these treasured moments.

Terry is survived by her beloved daughter, Jeanann Deckers (Bradley), her son, Shawn Kelly (Anna), her sisters, Catherine Winston and Robin Price, her brother, Michael Renfro, and her grandchildren, Addilynn, Ella, and Aiden, all of whom brought light to her life.